CCA Professional Insurance
The California Counseling Association has partnered with Healthcare Providers Service Organization (HPSO) to provide our members with a broad professional liability insurance program. In case of a lawsuit, employer-provided coverage may not be enough to protect you. You are strongly urged to have your own professional liability insurance to avoid a financial crisis. Our plan provides you with your own individual limits of coverage in line with today’s defense costs and high court awards.
The program is administered by Affinity Insurance Services, Inc., a member of Aon Services Group, and is underwritten by the American Casualty Company of Reading, PA, a CNA Company. CNA is rated Excellent by the A. M. Best Company, the leading independent insurance analyst, for its financial stability and operating excellence.
Occurence Coverage: If a claim is filed against you, this policy will protect you no matter when the claim is made, even after you have stopped practicing, as long as the policy was in force at the time of the alleged incident.
Legal Fees Paid undefined Win or Lose: Coverage through HPSO will defend your interest first and foremost. An attorney will be provided to represent you personally, when we find it necessary. Legal fees will be paid for covered claims, in addition to your liability limits.
Access to Legal Advice: A Risk Management Help Line is staffed with attorneys who have extensive experience in the mental health field who are available to discuss the circumstances surrounding a potential claim, get advice, and reduce the possibility of a lawsuit.